In today’s digital era, e-commerce businesses are increasingly turning to Shopify for their online store needs. This widely-used e-commerce platform is user-friendly and perfect for entrepreneurs and companies of all sizes. But, when it comes to payment processing, you may be questioning whether you need PayPal for Shopify.

The answer is that it depends. PayPal is a prevalent payment processor and is integrated with Shopify, so it’s certainly a convenient choice. However, there are other payment processors to think about, and you may find some of them to be more cost-effective or suitable to your business.

In this article, we’ll discuss the pros and cons of using PayPal with Shopify and look at other payment processing options. Read on to learn more about if you need PayPal for Shopify or if there are other possibilities available.

Pros and Cons of PayPal for Shopify

PayPal is a popular selection for Shopify stores, and there are some distinct benefits to using it. To begin, PayPal is easy to set up and use. The integration process is uncomplicated, and you can be up and running with PayPal in no time. Plus, PayPal is a respected payment processor with a great reputation.

Another advantage of using PayPal with Shopify is that it accommodates multiple currencies. This is great if you’re trading internationally and want to provide customers the choice to pay in their local currency. PayPal also has a variety of security features to help protect your customers’ data.

On the downside, PayPal fees can be high. The cost of processing payments varies depending on the type of account you have, but it can be up to 3.5% plus a fixed fee. Additionally, PayPal can take up to 21 days to transfer funds to your bank account, which can be a long wait if you’re depending on that money to keep your business running.

Alternative Payment Processing Alternatives

If you’re searching for an alternative to PayPal, there are plenty of other payment processors to pick from. Shopify supports a range of payment gateways, including Stripe, Authorize.Net, and Apple Pay. Each of these payment processors has its own advantages and fees, so you’ll need to do some research to figure out which one is right for your business.

One of the advantages of using a payment processor like Stripe is that it offers lower fees than PayPal. Stripe charges a flat 2.9% plus a fixed fee, which can be cheaper than PayPal. Plus, Stripe deposits funds into your bank account within two days, so you don’t have to wait as long for your money.

Other well-liked payment processors include Braintree and Square. Braintree is a great option if you’re looking for a payment processor with low fees. It charges just 2.9% plus a fixed fee, and it supports a range of payment methods, including Apple Pay and PayPal. Square is another choice, and it offers competitive fees and is easy to set up.


Whether you need PayPal for Shopify or not depends on your business and what payment processing solution best suits your needs. PayPal is a popular selection, and it has some distinct advantages, such as ease of use and good security measures. However, the fees can be high, and it can take a long time for funds to be transferred to your account.

If you’re looking for an alternative to PayPal, there are plenty of other payment processors to choose from. Stripe, Braintree, and Square are all good options, and they offer competitive fees and fast payment processing. Doing some research to compare the fees and features of the different payment processors will help you find the best option for your business.